{"id":588,"date":"2025-08-27T15:20:47","date_gmt":"2025-08-27T15:20:47","guid":{"rendered":"https:\/\/mytitlesquad.com\/us-sp\/?page_id=588"},"modified":"2025-09-05T18:32:31","modified_gmt":"2025-09-05T18:32:31","slug":"mortgage-calculator","status":"publish","type":"page","link":"https:\/\/mytitlesquad.com\/us-sp\/mortgage-calculator\/","title":{"rendered":"Calculadora de Hipotecas"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"588\" class=\"elementor elementor-588\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46d66a0 e-con-full e-flex e-con e-parent\" data-id=\"46d66a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39f2847 elementor-widget elementor-widget-shortcode\" data-id=\"39f2847\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n    <style>\n        .mortgage-dti-container { font-family: Arial, sans-serif; background: #fff; padding: 20px; border-radius: 8px; max-width: 100%; margin: 20px auto; box-shadow: 0 2px 10px rgba(0,0,0,0.1); }\n        .mortgage-dti-container form div { margin-bottom: 10px; }\n        .mortgage-dti-container label { font-weight: bold; }\n        .mortgage-dti-container input[type=\"number\"] { width: 100%; padding: 8px; margin-top: 4px; }\n        .mortgage-dti-container button { padding: 10px 15px; background: #0073aa; color: #fff; border: none; cursor: pointer; border-radius: 4px; }\n        .mortgage-dti-container button:hover { background: #005177; }\n        .mortgage-dti-result { background: #eef; padding: 15px; margin-top: 15px; border-radius: 4px; }\n    <\/style>\n\n    <div class=\"mortgage-dti-container\">\n    \n    <h2>Mortgage & DTI Calculator<\/h2>\n    <h4>This calculator is provided for informational purposes only and does not constitute an official pre-qualification or pre-approval. Results are estimates and may vary based on your individual financial profile and program eligibility. Please contact your Mortgage Squad Loan Officer to obtain an official pre-approval letter<\/h4>\n\n        \n    \n        <form method=\"post\">\n    <!-- Application Details-->\n        <div style=\"border: solid 1px teal;\">\n        \n           <table style=\"border: none;\">\n            <th colspan=\"3\"> Loan Application Details<\/th>\n            <!--Sales Price & Down Payment-->\n            <tr>\n                <td>\n                    <label for=\"sale_price\">Sale Price \/ List Price ($)<\/label>\n                <\/td>\n                <!--Down Payment Label & Selector-->\n                <td colspan=\"2\">\n                    <label for=\"dp_selector\">Down Payment Type <\/label>\n                    <select style=\"width: 20%\" name=\"dp_selector\" required>\n                                                    <option value=\"$\"\n                            selected>\n                            $ \n                            <\/option>\n                                                    <option value=\"%\"\n                            >\n                            % \n                            <\/option>\n                                            <\/select>\n                <\/td>\n            \n                <td>\n                <\/td>\n            <\/tr>\n            <tr>\n                <td>\n                <input type=\"number\" step=\"0.01\" name=\"sale_price\" id=\"sale_price\" value=\"0\" required>\n                <\/td>\n                <td colspan=\"2\">\n                <input type=\"number\" step=\"0.01\" name=\"down_payment\" id=\"down_payment\" value=\"0\" required>\n                <\/td>\n                <td>\n                <\/td>\n            <\/tr>\n            <!-- Loan Terms Disclaimer-->\n                        <tr>\n                <td><label for=\"loan_amount\">Loan Amount ($)<\/label>\n                <\/td>\n                <td><label for=\"interest_rate\">Interest Rate (%)<\/label>\n                <\/td>\n                <td><label>Loan Term (Years):<\/label>\n                <\/td>\n            <\/tr>\n            <tr>\n                <td>\n                    <label for=\"loan_amount\">$0.00<\/label>\n                <\/td>\n                <td>\n                    <input type=\"number\" step=\"0.0001\" name=\"interest_rate\" id=\"interest_rate\" value=\"5.64\" required>\n                <\/td>\n                <td>\n                    <select style=\"width: 100%\" name=\"loan_term_years\">\n                                            <option value=\"10\"\n                        >\n                        10                        <\/option>\n                                            <option value=\"15\"\n                        >\n                        15                        <\/option>\n                                            <option value=\"20\"\n                        >\n                        20                        <\/option>\n                                            <option value=\"25\"\n                        >\n                        25                        <\/option>\n                                            <option value=\"30\"\n                        selected>\n                        30                        <\/option>\n                                            <option value=\"40\"\n                        >\n                        40                        <\/option>\n                                        <\/select>\n                <\/td>\n            <\/tr>\n           <\/table>\n        <\/div>\n        \n    <!-- Income Details-->\n        <div style=\"border: solid 1px green; border-radius: 6px;\">\n            <table style=\"border: none;\">\n            <th colspan=\"2\">Income<\/th>\n            <tr>\n                <td>\n                <label for=\"monthly_income\">Monthly Income ($)<\/label>\n                <\/td>\n                <td>\n                <label for=\"monthly_income\">Supplemental Monthly Income ($)<\/label>\n                <\/td>\n            <\/tr>\n            <tr>\n            <td>\n                <input type=\"number\" step=\"0.01\" name=\"monthly_income\" id=\"monthly_income\" value=\"0\" required>\n            <\/td>\n            <td>                \n                <input type=\"number\" step=\"0.01\" name=\"supplimental_income\" id=\"supplimental_income\" value=\"0\" required>\n            <\/td>\n            <\/tr>\n            <\/table>\n          <\/div>\n    <!--Debt Deatils-->\n        <div style=\"border: solid 1px red;\">\n            <table style=\"border: none;\">\n            <th colspan=\"3\"> Debts Disclosure<\/th>\n                <tr>\n                    <td colspan=\"1\">\n                    <label for=\"principle_interest\">First Mortgage ($)<\/label>\n                    <\/td>\n                    <td colspan=\"2\">\n                    <label for=\"other_financing\">Other Financing ($)<\/label>\n                    <\/td>\n                <\/tr>\n                <tr>\n\t\t\t\t\t<td colspan=\"1\">\n                    <label for=\"principle_interest\">$0.00<\/label>\n                    <\/td>\n                    <td colspan=\"2\">\n                   <input type=\"number\" step=\"0.01\" name=\"other_financing\" id=\"other_financing\" value=\"0\" required>\n                   <\/td>\n               <\/tr>\n                <tr>\n                    <td colspan=\"1\">\n                    <label for=\"hoi\">Monthly Home Owners Insurance ($)<\/label>\n                    <\/td>\n                    <td colspan=\"2\">\n                    <label for=\"property_tax\">Property Taxes ($)<\/label>\n                    <select style=\"width: 40%\" name=\"pt_selector\" required>\n                                                    <option value=\"Annually\"\n                            selected>\n                            Annually \n                            <\/option>\n                                                    <option value=\"Monthly\"\n                            >\n                            Monthly \n                            <\/option>\n                                            <\/select>\n                    <\/td>\n                <\/tr>\n                <tr>\n                    <td colspan=\"1\">\n                    <input type=\"number\" step=\"0.01\" name=\"hoi\" id=\"hoi\" value=\"0\" required>\n                    <\/td>\n                    <td colspan=\"2\">\n                    <input type=\"number\" step=\"0.01\" name=\"property_tax\" id=\"property_tax\" value=\"0\" required>\n                    <\/td>\n                <\/tr>\n                <tr>\n                    <td>\n                    <label for=\"mortgage_insurance\">Monthly Mortgage Insurance ($)<\/label>\n                    <\/td>\n                    <td>\n                    <label for=\"association_dues\">Monthly Association Dues ($)<\/label>\n                    <\/td>\n                    <td>\n                    <label for=\"other_debt\">Other Monthly Debts ($)<\/label>\n                    <\/td>\n                <\/tr>\n                <tr>\n                    <td>\n                    <input type=\"number\" step=\"0.01\" name=\"mortgage_insurance\" id=\"mortgage_insurance\" value=\"0\" required>\n                    <\/td>\n                    <td>\n                    <input type=\"number\" step=\"0.01\" name=\"association_dues\" id=\"association_dues\" value=\"0\" required>\n                    <\/td>\n                    <td>\n                    <input type=\"number\" step=\"0.01\" name=\"other_debt\" id=\"other_debt\" value=\"0\" required>\n                    <\/td>\n                <\/tr>\n             <\/table>\n        <\/div>\n        \n            <button type=\"submit\">Calculate<\/button>\n        <\/form>\n        \n    <\/div>\n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-588","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/mytitlesquad.com\/us-sp\/wp-json\/wp\/v2\/pages\/588","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mytitlesquad.com\/us-sp\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mytitlesquad.com\/us-sp\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mytitlesquad.com\/us-sp\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mytitlesquad.com\/us-sp\/wp-json\/wp\/v2\/comments?post=588"}],"version-history":[{"count":14,"href":"https:\/\/mytitlesquad.com\/us-sp\/wp-json\/wp\/v2\/pages\/588\/revisions"}],"predecessor-version":[{"id":609,"href":"https:\/\/mytitlesquad.com\/us-sp\/wp-json\/wp\/v2\/pages\/588\/revisions\/609"}],"wp:attachment":[{"href":"https:\/\/mytitlesquad.com\/us-sp\/wp-json\/wp\/v2\/media?parent=588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}